I am no longer able to remember passwords reliably and never use the same one for all websites - so I have them listed on an encrypted Word file on a password protected memory stick with a duplicate in a secret place in my garage.. If I ever forget the password for the memory stick, lose it, or forget where I hid the duplicate, I would be somewhat inconvenienced. In any event, it is a clunky way of going about it.   Thoughts turn to password managers - but I know little about them.