andsome Posted November 5, 2004 Report Share Posted November 5, 2004 I decided yesterday to treat myself to a change of car. I telephoned Churchill Insurance Co and asked that they transfer my insurance from my current car to the replacement car with effect from next Wednesday. I was informed that this would cost me a penalty payment of £28, even though the insurance on my present car has only 6 weeks to run. I have changed cars MANY time over the years mid insurance, and have NEVER been penalised in this fashion before. It is not up to me to advise anyone against using this company, that is your own decision. I would however suggest that when your renewal date come round, that you ask potential insurers whether or not if you change your car during the year, you will be penalised in this fashion. I for one will know in future where NOT to take my business. Quote Link to comment Share on other sites More sharing options...
bvw Posted November 5, 2004 Report Share Posted November 5, 2004 What car are you treating yourself to andsome ? :) Quote Link to comment Share on other sites More sharing options...
artist Posted November 5, 2004 Report Share Posted November 5, 2004 Why not shop around for car insurance on the net? We always do. We have no loyalty towards any insurers anymore - It' just the best deals year by year. Quote Link to comment Share on other sites More sharing options...
expertec Posted November 5, 2004 Report Share Posted November 5, 2004 Confused.com will find you the best deal.I think most insurers will charge a fee for transfering insurance, up to £50 some of them. :angry: Quote Link to comment Share on other sites More sharing options...
andsome Posted November 5, 2004 Author Report Share Posted November 5, 2004 What car are you treating yourself to andsome ? :)An automatic Honda Civic 1.6 Executive, 5 door. It was registered in August 2001, and has only done 27000 miles. The inside is black leather, it has alloy wheels and disc brakes all round with ABS. I am well chuffed. Further to comments regarding the insurance, I shop round every year before placing the insurance, and have no loyalty to any one insurer. I find that it is always easy to get a good price for the first one or two years, and then the price rockets and it is time to change again. Ask the first insurer for a price after you have been with another company for a year or two, and they miraculously come down in price. It is a minefield. As I said, I have NEVER before been penalised as Churchill have done. Quote Link to comment Share on other sites More sharing options...
expertec Posted November 5, 2004 Report Share Posted November 5, 2004 An automatic Honda Civic 1.6 Executive. It was registered in August 2001, and has only done 27000 miles. The inside is black leather, it has alloy wheels and disc brakes all round with ABS. I am well chuffed.Veeerrrryyyyyyy nice! You got any photos? :) Quote Link to comment Share on other sites More sharing options...
andsome Posted November 5, 2004 Author Report Share Posted November 5, 2004 An automatic Honda Civic 1.6 Executive, 5 door. It was registered in August 2001, and has only done 27000 miles. The inside is black leather, it has alloy wheels and disc brakes all round with ABS. I am well chuffed.Veeerrrryyyyyyy nice! You got any photos? :)This is their website.Honda Quote Link to comment Share on other sites More sharing options...
artist Posted November 5, 2004 Report Share Posted November 5, 2004 [An automatic Honda Civic 1.6 Executive, 5 door. It was registered in August 2001, and has only done 27000 miles. The inside is black leather, it has alloy wheels and disc brakes all round with ABS. I am well chuffed. Lovely!! :) Quote Link to comment Share on other sites More sharing options...
andsome Posted November 10, 2004 Author Report Share Posted November 10, 2004 Picked it up today. 'Er indoors was chuffed with the heated front seats. She loves having a warm bum. Quote Link to comment Share on other sites More sharing options...
artist Posted November 10, 2004 Report Share Posted November 10, 2004 She loves having a warm bum.Don't we all!! :D Quote Link to comment Share on other sites More sharing options...
andsome Posted November 11, 2004 Author Report Share Posted November 11, 2004 She loves having a warm bum.Don't we all!! :DIt isn't the kind of question I normally ask people. Quote Link to comment Share on other sites More sharing options...
expertec Posted November 11, 2004 Report Share Posted November 11, 2004 Stick a couple pf photos in the gallery B) Quote Link to comment Share on other sites More sharing options...
Sparks Posted November 11, 2004 Report Share Posted November 11, 2004 Confused.com will find you the best deal.I think most insurers will charge a fee for transfering insurance, up to £50 some of them. :angry:A good link that expertec, takes a while to put all your details in but you only do it once. I got quotes ranging from £286 - £400. Quote Link to comment Share on other sites More sharing options...
andsome Posted November 11, 2004 Author Report Share Posted November 11, 2004 Stick a couple pf photos in the gallery B)It has been too miserable outside to take photo's today. The link to their website above has photo's Quote Link to comment Share on other sites More sharing options...
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