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Insist on PayPal, Postal Order or personal cheque - preferably not the last one.

DO NOT USE ANY PAYMENT METHOD THAT REQUIRES YOU TO GIVE ANY OF YOUR FINANCIAL DETAILS OUT TO YOUR PURCHASER. Even if he's honest, there is always a risk.

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I only accept paypal when selling on ebay, cheques, PO and money orders are relatively easy to forge (with the right equipment) and can take a long time to be returned as fraudulent. By which time the goods are gone and you could be out of pocket. Beware of Bidpay emails of payment confirmation etc.

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I have always used PayPal, if they do not have a PayPal account I will accept a cheque, but they are told untill it clears the goods will not be sent.

I lost £550 about twelve months ago through a private sale as the cheque was stolen and I let the goods go before it was cleared so be careful.

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Thing is it takes about 30 days for a cheque to fully clear between banks. im not waiting that long

I should only take up to four days. You can check with your bank after that time and they will tell you if it has cleared. I have NEVER known a cheque to take any where near to thirty days to clear.

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